Bank profile · Local Islamic bank · 2026

Al Hilal Bank

Al Hilal Bank: UAE Bank Profile (2026)

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Updated September 2026 · CBUAE register verified methodology

Al Hilal Bank is an Abu Dhabi Islamic bank that has operated within the ADIB group after the sector consolidation.

Type
Local Islamic bank
Headquarters
Abu Dhabi
Founded
2008
SWIFT/BIC

Overview

About Al Hilal Bank

Al Hilal offers Islamic retail products — accounts, cards and financing — and is known for its creative digital campaigns in the UAE market.

After consolidation, product policies are aligned with the ADIB group.

Al Hilal Bank is a good fit if you need:

  • ✓ Islamic retail banking
  • ✓ Abu Dhabi presence

Products

What Al Hilal Bank offers

  • Personal financing
  • Credit cards
  • Home finance
  • Car finance
  • Current accounts
  • Savings accounts
  • Investment deposits
  • Business & SME banking
  • Private banking & wealth
  • International transfers

Product line-ups change; confirm the current offer on the bank's website before applying. We deliberately don't publish rates and fees here — they change too often to be evergreen.

Process

How to open an account

  1. Choose the Islamic product (Murabaha, Ijara, Tawarruq-based) and check eligibility

  2. Apply online or at a branch

  3. Pass KYC and submit the document pack

  4. Get approval and activate the account

Document pack

  • Passport (and Emirates ID, or proof that the residence visa is in process)
  • Salary certificate or employment contract — for salaried applicants
  • Trade licence and corporate documents — for business owners
  • Proof of address in the UAE (e.g., Ejari or a utility bill)

All products are approved by the bank's Sharia Supervisory Board; instead of interest, contracts use a profit rate.

Key facts

Al Hilal Bank — key facts

Type Local Islamic bank
Headquarters Abu Dhabi
Founded 2008
Ownership managed within the ADIB group
SWIFT/BIC
Website alhilalbank.ae

Location

Where to find Al Hilal Bank

Head office: Abu Dhabi, UAE

Branch networks and visitor access change — confirm the address and opening hours on the bank's website before you go. The map searches the bank's head office by name; verify the pin before travelling.

FAQ

Al Hilal Bank — FAQ

What kind of bank is Al Hilal Bank?

Al Hilal Bank is a local islamic bank in the UAE. Founded in 2008; headquartered in Abu Dhabi.

Who is behind Al Hilal Bank?

Al Hilal Bank is part of managed within the ADIB group.

What products does Al Hilal Bank offer in the UAE?

Al Hilal Bank's product line-up in the UAE includes Personal financing, Credit cards, Home finance, Car finance, Current accounts, Savings accounts, Investment deposits, Business & SME banking, Private banking & wealth and International transfers.

How do I open an account with Al Hilal Bank?

As a local islamic bank, Al Hilal Bank opens accounts this way: Choose the Islamic product (Murabaha, Ijara, Tawarruq-based) and check eligibility → Apply online or at a branch → Pass KYC and submit the document pack → Get approval and activate the account. The basic document pack: Passport (and Emirates ID, or proof that the residence visa is in process), Salary certificate or employment contract, Trade licence and corporate documents. All products are approved by the bank's Sharia Supervisory Board; instead of interest, contracts use a profit rate.

Is Al Hilal Bank an Islamic bank?

Yes. Al Hilal Bank operates under Islamic banking principles: instead of interest, it uses Murabaha, Ijara and Tawarruq contracts, and products are approved by the bank's Sharia Supervisory Board.

Choosing between banks?

We match your profile (residency, salary structure, business) to the banks that actually approve it — and prepare the KYC pack to the bank's standard.

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