Bank profile · Local Islamic bank · 2026
Sharjah Islamic Bank: UAE Bank Profile (2026)
Updated September 2026 · CBUAE register verified methodology
Sharjah Islamic Bank is one of the oldest Islamic banks in the UAE and the leading bank in the emirate of Sharjah.
- Type
- Local Islamic bank
- Headquarters
- Sharjah
- Founded
- 1975
- SWIFT/BIC
- NBSHAEAS
Overview
About Sharjah Islamic Bank
SIB serves retail and business customers across the UAE with Sharia-compliant products, and is particularly strong in the Northern Emirates.
The bank combines branch service with a growing digital app.
Sharjah Islamic Bank is a good fit if you need:
- ✓ Islamic banking in Sharjah and the Northern Emirates
- ✓ Retail and SME Sharia-compliant products
Products
What Sharjah Islamic Bank offers
- Personal financing
- Credit cards
- Home finance
- Car finance
- Current accounts
- Savings accounts
- Investment deposits
- Business & SME banking
- Private banking & wealth
- International transfers
Product line-ups change; confirm the current offer on the bank's website before applying. We deliberately don't publish rates and fees here — they change too often to be evergreen.
Process
How to open an account
-
Choose the Islamic product (Murabaha, Ijara, Tawarruq-based) and check eligibility
-
Apply online or at a branch
-
Pass KYC and submit the document pack
-
Get approval and activate the account
Document pack
- Passport (and Emirates ID, or proof that the residence visa is in process)
- Salary certificate or employment contract — for salaried applicants
- Trade licence and corporate documents — for business owners
- Proof of address in the UAE (e.g., Ejari or a utility bill)
All products are approved by the bank's Sharia Supervisory Board; instead of interest, contracts use a profit rate.
Key facts
Sharjah Islamic Bank — key facts
| Type | Local Islamic bank |
|---|---|
| Headquarters | Sharjah |
| Founded | 1975 |
| Ownership | — |
| SWIFT/BIC | NBSHAEAS |
| Website | sib.ae |
Location
Where to find Sharjah Islamic Bank
Head office: Sharjah, UAE
Branch networks and visitor access change — confirm the address and opening hours on the bank's website before you go. The map searches the bank's head office by name; verify the pin before travelling.
FAQ
Sharjah Islamic Bank — FAQ
What kind of bank is Sharjah Islamic Bank?
Sharjah Islamic Bank is a local islamic bank in the UAE. Founded in 1975; headquartered in Sharjah.
What is the SWIFT code of Sharjah Islamic Bank?
The SWIFT/BIC code of Sharjah Islamic Bank for international transfers is NBSHAEAS. Always confirm the code with the bank itself before sending a payment.
What products does Sharjah Islamic Bank offer in the UAE?
Sharjah Islamic Bank's product line-up in the UAE includes Personal financing, Credit cards, Home finance, Car finance, Current accounts, Savings accounts, Investment deposits, Business & SME banking, Private banking & wealth and International transfers.
How do I open an account with Sharjah Islamic Bank?
As a local islamic bank, Sharjah Islamic Bank opens accounts this way: Choose the Islamic product (Murabaha, Ijara, Tawarruq-based) and check eligibility → Apply online or at a branch → Pass KYC and submit the document pack → Get approval and activate the account. The basic document pack: Passport (and Emirates ID, or proof that the residence visa is in process), Salary certificate or employment contract, Trade licence and corporate documents. All products are approved by the bank's Sharia Supervisory Board; instead of interest, contracts use a profit rate.
Is Sharjah Islamic Bank an Islamic bank?
Yes. Sharjah Islamic Bank operates under Islamic banking principles: instead of interest, it uses Murabaha, Ijara and Tawarruq contracts, and products are approved by the bank's Sharia Supervisory Board.
Choosing between banks?
We match your profile (residency, salary structure, business) to the banks that actually approve it — and prepare the KYC pack to the bank's standard.