Bank profile · Local Islamic bank · 2026
Dubai Islamic Bank: UAE Bank Profile (2026)
Updated September 2026 · CBUAE register verified methodology
Dubai Islamic Bank, founded in 1975, is the world's first Islamic bank and one of the largest Sharia-compliant banks in the UAE.
- Type
- Local Islamic bank
- Headquarters
- Dubai
- Founded
- 1975
- SWIFT/BIC
- DIBLAEAD
Overview
About Dubai Islamic Bank
DIB has a big retail network across the emirates and a major share of the Islamic mortgage and card market; it also serves SMEs and corporates.
For customers who want interest-free banking at scale, DIB is the default historical name.
Dubai Islamic Bank is a good fit if you need:
- ✓ Islamic banking with a long track record
- ✓ Home finance (mortgage alternatives)
- ✓ Branch access across the UAE
Products
What Dubai Islamic Bank offers
- Personal financing
- Credit cards
- Home finance
- Car finance
- Current accounts
- Savings accounts
- Investment deposits
- Business & SME banking
- Private banking & wealth
- International transfers
Product line-ups change; confirm the current offer on the bank's website before applying. We deliberately don't publish rates and fees here — they change too often to be evergreen.
Process
How to open an account
-
Choose the Islamic product (Murabaha, Ijara, Tawarruq-based) and check eligibility
-
Apply online or at a branch
-
Pass KYC and submit the document pack
-
Get approval and activate the account
Document pack
- Passport (and Emirates ID, or proof that the residence visa is in process)
- Salary certificate or employment contract — for salaried applicants
- Trade licence and corporate documents — for business owners
- Proof of address in the UAE (e.g., Ejari or a utility bill)
All products are approved by the bank's Sharia Supervisory Board; instead of interest, contracts use a profit rate.
Key facts
Dubai Islamic Bank — key facts
| Type | Local Islamic bank |
|---|---|
| Headquarters | Dubai |
| Founded | 1975 — the first Islamic bank in the world |
| Ownership | — |
| SWIFT/BIC | DIBLAEAD |
| Website | dib.ae |
| Head office | DIB Head Office, Al Maktoum Road, Port Saeed, Deira, Dubai |
Location
Where to find Dubai Islamic Bank
Head office: DIB Head Office, Al Maktoum Road, Port Saeed, Deira, Dubai
Branch networks and visitor access change — confirm the address and opening hours on the bank's website before you go. The map searches the bank's head office by name; verify the pin before travelling.
FAQ
Dubai Islamic Bank — FAQ
What kind of bank is Dubai Islamic Bank?
Dubai Islamic Bank is a local islamic bank in the UAE. Founded in 1975 (the first Islamic bank in the world); headquartered in Dubai.
What is the SWIFT code of Dubai Islamic Bank?
The SWIFT/BIC code of Dubai Islamic Bank for international transfers is DIBLAEAD. Always confirm the code with the bank itself before sending a payment.
What products does Dubai Islamic Bank offer in the UAE?
Dubai Islamic Bank's product line-up in the UAE includes Personal financing, Credit cards, Home finance, Car finance, Current accounts, Savings accounts, Investment deposits, Business & SME banking, Private banking & wealth and International transfers.
How do I open an account with Dubai Islamic Bank?
As a local islamic bank, Dubai Islamic Bank opens accounts this way: Choose the Islamic product (Murabaha, Ijara, Tawarruq-based) and check eligibility → Apply online or at a branch → Pass KYC and submit the document pack → Get approval and activate the account. The basic document pack: Passport (and Emirates ID, or proof that the residence visa is in process), Salary certificate or employment contract, Trade licence and corporate documents. All products are approved by the bank's Sharia Supervisory Board; instead of interest, contracts use a profit rate.
Is Dubai Islamic Bank an Islamic bank?
Yes. Dubai Islamic Bank operates under Islamic banking principles: instead of interest, it uses Murabaha, Ijara and Tawarruq contracts, and products are approved by the bank's Sharia Supervisory Board.
Choosing between banks?
We match your profile (residency, salary structure, business) to the banks that actually approve it — and prepare the KYC pack to the bank's standard.