Bank profile · Local Islamic bank · 2026
Emirates Islamic Bank: UAE Bank Profile (2026)
Updated September 2026 · CBUAE register verified methodology
Emirates Islamic is the Sharia-compliant arm of the Emirates NBD group, offering Islamic retail banking in Dubai and beyond.
- Type
- Local Islamic bank
- Headquarters
- Dubai
- Founded
- 2004
- SWIFT/BIC
- MBLIAEAD
Overview
About Emirates Islamic Bank
The bank covers salary accounts, Islamic cards, home and personal financing, and business solutions, sharing the group's infrastructure and ATM network.
It is a practical choice for customers who want Islamic banking with the convenience of a large conventional group.
Emirates Islamic Bank is a good fit if you need:
- ✓ Islamic banking with a big-bank network
- ✓ Sharia-compliant cards
- ✓ Salary accounts
Products
What Emirates Islamic Bank offers
- Personal financing
- Credit cards
- Home finance
- Car finance
- Current accounts
- Savings accounts
- Investment deposits
- Business & SME banking
- Private banking & wealth
- International transfers
Product line-ups change; confirm the current offer on the bank's website before applying. We deliberately don't publish rates and fees here — they change too often to be evergreen.
Process
How to open an account
-
Choose the Islamic product (Murabaha, Ijara, Tawarruq-based) and check eligibility
-
Apply online or at a branch
-
Pass KYC and submit the document pack
-
Get approval and activate the account
Document pack
- Passport (and Emirates ID, or proof that the residence visa is in process)
- Salary certificate or employment contract — for salaried applicants
- Trade licence and corporate documents — for business owners
- Proof of address in the UAE (e.g., Ejari or a utility bill)
All products are approved by the bank's Sharia Supervisory Board; instead of interest, contracts use a profit rate.
Key facts
Emirates Islamic Bank — key facts
| Type | Local Islamic bank |
|---|---|
| Headquarters | Dubai |
| Founded | 2004 |
| Ownership | Emirates NBD group |
| SWIFT/BIC | MBLIAEAD |
| Website | emiratesislamic.ae |
Location
Where to find Emirates Islamic Bank
Head office: Dubai, UAE
Branch networks and visitor access change — confirm the address and opening hours on the bank's website before you go. The map searches the bank's head office by name; verify the pin before travelling.
FAQ
Emirates Islamic Bank — FAQ
What kind of bank is Emirates Islamic Bank?
Emirates Islamic Bank is a local islamic bank in the UAE. Founded in 2004; headquartered in Dubai.
Who is behind Emirates Islamic Bank?
Emirates Islamic Bank is part of Emirates NBD group.
What is the SWIFT code of Emirates Islamic Bank?
The SWIFT/BIC code of Emirates Islamic Bank for international transfers is MBLIAEAD. Always confirm the code with the bank itself before sending a payment.
What products does Emirates Islamic Bank offer in the UAE?
Emirates Islamic Bank's product line-up in the UAE includes Personal financing, Credit cards, Home finance, Car finance, Current accounts, Savings accounts, Investment deposits, Business & SME banking, Private banking & wealth and International transfers.
How do I open an account with Emirates Islamic Bank?
As a local islamic bank, Emirates Islamic Bank opens accounts this way: Choose the Islamic product (Murabaha, Ijara, Tawarruq-based) and check eligibility → Apply online or at a branch → Pass KYC and submit the document pack → Get approval and activate the account. The basic document pack: Passport (and Emirates ID, or proof that the residence visa is in process), Salary certificate or employment contract, Trade licence and corporate documents. All products are approved by the bank's Sharia Supervisory Board; instead of interest, contracts use a profit rate.
Is Emirates Islamic Bank an Islamic bank?
Yes. Emirates Islamic Bank operates under Islamic banking principles: instead of interest, it uses Murabaha, Ijara and Tawarruq contracts, and products are approved by the bank's Sharia Supervisory Board.
Choosing between banks?
We match your profile (residency, salary structure, business) to the banks that actually approve it — and prepare the KYC pack to the bank's standard.