Bank profile · Local Islamic bank · 2026
Abu Dhabi Islamic Bank: UAE Bank Profile (2026)
Updated September 2026 · CBUAE register verified methodology
ADIB is one of the largest Islamic banks in the UAE, offering Sharia-compliant retail and business banking since 1997.
- Type
- Local Islamic bank
- Headquarters
- Abu Dhabi
- Founded
- 1997
- SWIFT/BIC
- ADIBAEAA
Overview
About Abu Dhabi Islamic Bank
ADIB covers the full retail range — salary accounts, cards, home and personal financing — plus corporate and business banking.
All products are structured around Murabaha, Ijara and Tawarruq contracts and approved by the bank's Sharia board.
Abu Dhabi Islamic Bank is a good fit if you need:
- ✓ Sharia-compliant salary accounts
- ✓ Islamic home and personal financing
- ✓ Business banking
Products
What Abu Dhabi Islamic Bank offers
- Personal financing
- Credit cards
- Home finance
- Car finance
- Current accounts
- Savings accounts
- Investment deposits
- Business & SME banking
- Private banking & wealth
- International transfers
Product line-ups change; confirm the current offer on the bank's website before applying. We deliberately don't publish rates and fees here — they change too often to be evergreen.
Process
How to open an account
-
Choose the Islamic product (Murabaha, Ijara, Tawarruq-based) and check eligibility
-
Apply online or at a branch
-
Pass KYC and submit the document pack
-
Get approval and activate the account
Document pack
- Passport (and Emirates ID, or proof that the residence visa is in process)
- Salary certificate or employment contract — for salaried applicants
- Trade licence and corporate documents — for business owners
- Proof of address in the UAE (e.g., Ejari or a utility bill)
All products are approved by the bank's Sharia Supervisory Board; instead of interest, contracts use a profit rate.
Key facts
Abu Dhabi Islamic Bank — key facts
| Type | Local Islamic bank |
|---|---|
| Headquarters | Abu Dhabi |
| Founded | 1997 |
| Ownership | — |
| SWIFT/BIC | ADIBAEAA |
| Website | adib.ae |
| Head office | Sheikh Rashid bin Saeed Street (Old Airport Road), Abu Dhabi |
Location
Where to find Abu Dhabi Islamic Bank
Head office: Sheikh Rashid bin Saeed Street (Old Airport Road), Abu Dhabi
Branch networks and visitor access change — confirm the address and opening hours on the bank's website before you go. The map searches the bank's head office by name; verify the pin before travelling.
FAQ
Abu Dhabi Islamic Bank — FAQ
What kind of bank is Abu Dhabi Islamic Bank?
Abu Dhabi Islamic Bank is a local islamic bank in the UAE. Founded in 1997; headquartered in Abu Dhabi.
What is the SWIFT code of Abu Dhabi Islamic Bank?
The SWIFT/BIC code of Abu Dhabi Islamic Bank for international transfers is ADIBAEAA. Always confirm the code with the bank itself before sending a payment.
What products does Abu Dhabi Islamic Bank offer in the UAE?
Abu Dhabi Islamic Bank's product line-up in the UAE includes Personal financing, Credit cards, Home finance, Car finance, Current accounts, Savings accounts, Investment deposits, Business & SME banking, Private banking & wealth and International transfers.
How do I open an account with Abu Dhabi Islamic Bank?
As a local islamic bank, Abu Dhabi Islamic Bank opens accounts this way: Choose the Islamic product (Murabaha, Ijara, Tawarruq-based) and check eligibility → Apply online or at a branch → Pass KYC and submit the document pack → Get approval and activate the account. The basic document pack: Passport (and Emirates ID, or proof that the residence visa is in process), Salary certificate or employment contract, Trade licence and corporate documents. All products are approved by the bank's Sharia Supervisory Board; instead of interest, contracts use a profit rate.
Is Abu Dhabi Islamic Bank an Islamic bank?
Yes. Abu Dhabi Islamic Bank operates under Islamic banking principles: instead of interest, it uses Murabaha, Ijara and Tawarruq contracts, and products are approved by the bank's Sharia Supervisory Board.
Choosing between banks?
We match your profile (residency, salary structure, business) to the banks that actually approve it — and prepare the KYC pack to the bank's standard.