Bank profile · Local conventional bank · 2026
United Arab Bank: UAE Bank Profile (2026)
Updated September 2026 · CBUAE register verified methodology
United Arab Bank is a Sharjah-based bank serving retail customers, SMEs and corporates.
- Type
- Local conventional bank
- Headquarters
- Sharjah
- Founded
- 1975
- SWIFT/BIC
- UARBAEAA
Overview
About United Arab Bank
UAB concentrates on the Northern Emirates market with a compact branch network and corporate lending focus.
For residents of Sharjah it can be a more accessible option than the Dubai-headquartered tier-one banks.
United Arab Bank is a good fit if you need:
- ✓ Banking in Sharjah
- ✓ Corporate and SME services
Products
What United Arab Bank offers
- Personal loans
- Credit cards
- Mortgages
- Car loans
- Current accounts
- Savings accounts
- Term deposits
- Business & SME banking
- Private banking & wealth
- International transfers
Product line-ups change; confirm the current offer on the bank's website before applying. We deliberately don't publish rates and fees here — they change too often to be evergreen.
Process
How to open an account
-
Pick the product and check the eligibility criteria on the bank's website
-
Apply online or book a branch appointment
-
Pass KYC and submit the document pack
-
Get approval and receive your cards and online-banking credentials
Document pack
- Passport (and Emirates ID, or proof that the residence visa is in process)
- Salary certificate or employment contract — for salaried applicants
- Trade licence and corporate documents — for business owners
- Proof of address in the UAE (e.g., Ejari or a utility bill)
- 3–6 months of bank statements if the bank's policy requires it
Timeline depends on the bank's compliance review; salary-transfer applicants are usually approved faster.
Key facts
United Arab Bank — key facts
| Type | Local conventional bank |
|---|---|
| Headquarters | Sharjah |
| Founded | 1975 |
| Ownership | historically linked to the ADCB group |
| SWIFT/BIC | UARBAEAA |
| Website | uab.ae |
Location
Where to find United Arab Bank
Head office: Sharjah, UAE
Branch networks and visitor access change — confirm the address and opening hours on the bank's website before you go. The map searches the bank's head office by name; verify the pin before travelling.
FAQ
United Arab Bank — FAQ
What kind of bank is United Arab Bank?
United Arab Bank is a local conventional bank in the UAE. Founded in 1975; headquartered in Sharjah.
Who is behind United Arab Bank?
United Arab Bank is part of historically linked to the ADCB group.
What is the SWIFT code of United Arab Bank?
The SWIFT/BIC code of United Arab Bank for international transfers is UARBAEAA. Always confirm the code with the bank itself before sending a payment.
What products does United Arab Bank offer in the UAE?
United Arab Bank's product line-up in the UAE includes Personal loans, Credit cards, Mortgages, Car loans, Current accounts, Savings accounts, Term deposits, Business & SME banking, Private banking & wealth and International transfers.
How do I open an account with United Arab Bank?
As a local conventional bank, United Arab Bank opens accounts this way: Pick the product and check the eligibility criteria on the bank's website → Apply online or book a branch appointment → Pass KYC and submit the document pack → Get approval and receive your cards and online-banking credentials. The basic document pack: Passport (and Emirates ID, or proof that the residence visa is in process), Salary certificate or employment contract, Trade licence and corporate documents. Timeline depends on the bank's compliance review; salary-transfer applicants are usually approved faster.
Is United Arab Bank an Islamic bank?
No. United Arab Bank is a conventional bank that works with interest-based products.
Choosing between banks?
We match your profile (residency, salary structure, business) to the banks that actually approve it — and prepare the KYC pack to the bank's standard.