Bank profile · Local conventional bank · 2026
Abu Dhabi Commercial Bank: UAE Bank Profile (2026)
Updated September 2026 · CBUAE register verified methodology
ADCB is one of the UAE's top-three retail banks, strong in cards, personal loans and mortgages for residents.
- Type
- Local conventional bank
- Headquarters
- Abu Dhabi
- Founded
- 1985
- SWIFT/BIC
- ADCBAEAA
Overview
About Abu Dhabi Commercial Bank
Alongside retail, ADCB has a large SME and corporate franchise and a growing wealth business. Its card and loan promotions are among the most marketed in the country.
The bank is a frequent pick for expats who want competitive retail products with a large Abu Dhabi presence.
Abu Dhabi Commercial Bank is a good fit if you need:
- ✓ Credit cards and personal loans
- ✓ Mortgages for residents
- ✓ SME banking
Products
What Abu Dhabi Commercial Bank offers
- Personal loans
- Credit cards
- Mortgages
- Car loans
- Current accounts
- Savings accounts
- Term deposits
- Business & SME banking
- Private banking & wealth
- International transfers
Product line-ups change; confirm the current offer on the bank's website before applying. We deliberately don't publish rates and fees here — they change too often to be evergreen.
Process
How to open an account
-
Pick the product and check the eligibility criteria on the bank's website
-
Apply online or book a branch appointment
-
Pass KYC and submit the document pack
-
Get approval and receive your cards and online-banking credentials
Document pack
- Passport (and Emirates ID, or proof that the residence visa is in process)
- Salary certificate or employment contract — for salaried applicants
- Trade licence and corporate documents — for business owners
- Proof of address in the UAE (e.g., Ejari or a utility bill)
- 3–6 months of bank statements if the bank's policy requires it
Timeline depends on the bank's compliance review; salary-transfer applicants are usually approved faster.
Key facts
Abu Dhabi Commercial Bank — key facts
| Type | Local conventional bank |
|---|---|
| Headquarters | Abu Dhabi |
| Founded | 1985 |
| Ownership | — |
| SWIFT/BIC | ADCBAEAA |
| Website | adcb.com |
| Head office | ADCB Building, Zayed the First Street, Abu Dhabi |
Location
Where to find Abu Dhabi Commercial Bank
Head office: ADCB Building, Zayed the First Street, Abu Dhabi
Branch networks and visitor access change — confirm the address and opening hours on the bank's website before you go. The map searches the bank's head office by name; verify the pin before travelling.
FAQ
Abu Dhabi Commercial Bank — FAQ
What kind of bank is Abu Dhabi Commercial Bank?
Abu Dhabi Commercial Bank is a local conventional bank in the UAE. Founded in 1985; headquartered in Abu Dhabi.
What is the SWIFT code of Abu Dhabi Commercial Bank?
The SWIFT/BIC code of Abu Dhabi Commercial Bank for international transfers is ADCBAEAA. Always confirm the code with the bank itself before sending a payment.
What products does Abu Dhabi Commercial Bank offer in the UAE?
Abu Dhabi Commercial Bank's product line-up in the UAE includes Personal loans, Credit cards, Mortgages, Car loans, Current accounts, Savings accounts, Term deposits, Business & SME banking, Private banking & wealth and International transfers.
How do I open an account with Abu Dhabi Commercial Bank?
As a local conventional bank, Abu Dhabi Commercial Bank opens accounts this way: Pick the product and check the eligibility criteria on the bank's website → Apply online or book a branch appointment → Pass KYC and submit the document pack → Get approval and receive your cards and online-banking credentials. The basic document pack: Passport (and Emirates ID, or proof that the residence visa is in process), Salary certificate or employment contract, Trade licence and corporate documents. Timeline depends on the bank's compliance review; salary-transfer applicants are usually approved faster.
Is Abu Dhabi Commercial Bank an Islamic bank?
No. Abu Dhabi Commercial Bank is a conventional bank that works with interest-based products.
Choosing between banks?
We match your profile (residency, salary structure, business) to the banks that actually approve it — and prepare the KYC pack to the bank's standard.