Bank profile · Local conventional bank · 2026
Emirates NBD: UAE Bank Profile (2026)
Updated September 2026 · CBUAE register verified methodology
Emirates NBD is Dubai's largest banking group, created in 2007 and known for the widest branch and ATM network in the country.
- Type
- Local conventional bank
- Headquarters
- Dubai
- Founded
- 2007
- SWIFT/BIC
- EBILAEAD
Overview
About Emirates NBD
The group runs a big retail franchise (salary transfers, cards, mortgages and personal loans), a major corporate bank and the Liv digital sub-brand aimed at younger customers.
For day-to-day banking it is a practical default: nearly every mall has an ATM, and the app covers most transactions without a branch visit.
Emirates NBD is a good fit if you need:
- ✓ Everyday banking with a huge ATM network
- ✓ Salary-transfer packages
- ✓ Digital banking via Liv
Products
What Emirates NBD offers
- Personal loans
- Credit cards
- Mortgages
- Car loans
- Current accounts
- Savings accounts
- Term deposits
- Business & SME banking
- Private banking & wealth
- International transfers
Product line-ups change; confirm the current offer on the bank's website before applying. We deliberately don't publish rates and fees here — they change too often to be evergreen.
Process
How to open an account
-
Pick the product and check the eligibility criteria on the bank's website
-
Apply online or book a branch appointment
-
Pass KYC and submit the document pack
-
Get approval and receive your cards and online-banking credentials
Document pack
- Passport (and Emirates ID, or proof that the residence visa is in process)
- Salary certificate or employment contract — for salaried applicants
- Trade licence and corporate documents — for business owners
- Proof of address in the UAE (e.g., Ejari or a utility bill)
- 3–6 months of bank statements if the bank's policy requires it
Timeline depends on the bank's compliance review; salary-transfer applicants are usually approved faster.
Key facts
Emirates NBD — key facts
| Type | Local conventional bank |
|---|---|
| Headquarters | Dubai |
| Founded | 2007 — merger of Emirates Bank International and National Bank of Dubai |
| Ownership | — |
| SWIFT/BIC | EBILAEAD |
| Website | emiratesnbd.com |
| Head office | Baniyas Road, Deira, Dubai |
Location
Where to find Emirates NBD
Head office: Baniyas Road, Deira, Dubai
Branch networks and visitor access change — confirm the address and opening hours on the bank's website before you go. The map searches the bank's head office by name; verify the pin before travelling.
FAQ
Emirates NBD — FAQ
What kind of bank is Emirates NBD?
Emirates NBD is a local conventional bank in the UAE. Founded in 2007 (merger of Emirates Bank International and National Bank of Dubai); headquartered in Dubai.
What is the SWIFT code of Emirates NBD?
The SWIFT/BIC code of Emirates NBD for international transfers is EBILAEAD. Always confirm the code with the bank itself before sending a payment.
What products does Emirates NBD offer in the UAE?
Emirates NBD's product line-up in the UAE includes Personal loans, Credit cards, Mortgages, Car loans, Current accounts, Savings accounts, Term deposits, Business & SME banking, Private banking & wealth and International transfers.
How do I open an account with Emirates NBD?
As a local conventional bank, Emirates NBD opens accounts this way: Pick the product and check the eligibility criteria on the bank's website → Apply online or book a branch appointment → Pass KYC and submit the document pack → Get approval and receive your cards and online-banking credentials. The basic document pack: Passport (and Emirates ID, or proof that the residence visa is in process), Salary certificate or employment contract, Trade licence and corporate documents. Timeline depends on the bank's compliance review; salary-transfer applicants are usually approved faster.
Is Emirates NBD an Islamic bank?
No. Emirates NBD is a conventional bank that works with interest-based products.
Choosing between banks?
We match your profile (residency, salary structure, business) to the banks that actually approve it — and prepare the KYC pack to the bank's standard.