Bank profile · Local conventional bank · 2026
Bank of Sharjah: UAE Bank Profile (2026)
Updated September 2026 · CBUAE register verified methodology
Bank of Sharjah is a corporate-focused bank, one of the oldest financial institutions in the emirate.
- Type
- Local conventional bank
- Headquarters
- Sharjah
- Founded
- 1973
- SWIFT/BIC
- SHARAEAS
Overview
About Bank of Sharjah
The bank specialises in corporate banking and trade finance rather than mass retail; individual services are limited to basic accounts.
It works mostly with companies registered in Sharjah and the Northern Emirates.
Bank of Sharjah is a good fit if you need:
- ✓ Corporate accounts in Sharjah
- ✓ Trade finance
Products
What Bank of Sharjah offers
- Current accounts
- Savings accounts
- Term deposits
- Business & SME banking
- International transfers
Product line-ups change; confirm the current offer on the bank's website before applying. We deliberately don't publish rates and fees here — they change too often to be evergreen.
Process
How to open an account
-
Pick the product and check the eligibility criteria on the bank's website
-
Apply online or book a branch appointment
-
Pass KYC and submit the document pack
-
Get approval and receive your cards and online-banking credentials
Document pack
- Passport (and Emirates ID, or proof that the residence visa is in process)
- Salary certificate or employment contract — for salaried applicants
- Trade licence and corporate documents — for business owners
- Proof of address in the UAE (e.g., Ejari or a utility bill)
- 3–6 months of bank statements if the bank's policy requires it
Timeline depends on the bank's compliance review; salary-transfer applicants are usually approved faster.
Key facts
Bank of Sharjah — key facts
| Type | Local conventional bank |
|---|---|
| Headquarters | Sharjah |
| Founded | 1973 |
| Ownership | — |
| SWIFT/BIC | SHARAEAS |
| Website | bankofsharjah.com |
Location
Where to find Bank of Sharjah
Head office: Sharjah, UAE
Branch networks and visitor access change — confirm the address and opening hours on the bank's website before you go. The map searches the bank's head office by name; verify the pin before travelling.
FAQ
Bank of Sharjah — FAQ
What kind of bank is Bank of Sharjah?
Bank of Sharjah is a local conventional bank in the UAE. Founded in 1973; headquartered in Sharjah.
What is the SWIFT code of Bank of Sharjah?
The SWIFT/BIC code of Bank of Sharjah for international transfers is SHARAEAS. Always confirm the code with the bank itself before sending a payment.
What products does Bank of Sharjah offer in the UAE?
Bank of Sharjah's product line-up in the UAE includes Current accounts, Savings accounts, Term deposits, Business & SME banking and International transfers.
How do I open an account with Bank of Sharjah?
As a local conventional bank, Bank of Sharjah opens accounts this way: Pick the product and check the eligibility criteria on the bank's website → Apply online or book a branch appointment → Pass KYC and submit the document pack → Get approval and receive your cards and online-banking credentials. The basic document pack: Passport (and Emirates ID, or proof that the residence visa is in process), Salary certificate or employment contract, Trade licence and corporate documents. Timeline depends on the bank's compliance review; salary-transfer applicants are usually approved faster.
Is Bank of Sharjah an Islamic bank?
No. Bank of Sharjah is a conventional bank that works with interest-based products.
Choosing between banks?
We match your profile (residency, salary structure, business) to the banks that actually approve it — and prepare the KYC pack to the bank's standard.